Intro

I aim to design/work on a financial/expense tracking application that focuses on people's genuine requirements. It will provide users with painless savings solutions for their financial goals, as well as allow them to have spend more time for their hobbies and interests without being distracted by financial concerns.

I'll do my best to figure out to understand the demands and queries you have about money management. Are you ready to talk about this topic? Please, could I record our conversation so that, if will be necessary, I could revise some points. Don't you mind? .

Please, tell about yourself a bit:

  1. What is your name?
  2. How old are you?
  3. What city are you from?
  4. Are you employed? 4.1. If yes, in what area?
  5. Are you married? 5.1. Do you have children? 5.2. Who in your family is responsible for budget accounting?

Budget

  1. Have you ever felt a need for personal/family budgeting, planning of your income and expenses? 1.1. If yes, how long time ago it was and how had you dealt with this need? 1.2. How easy it was for your to do that? (from 0 to 10) 1.3. Was it useful for you? 1.4 How frequently do you track your expenses ? (daily, twice in a week, weekly, bi-monthly, once a month)
  2. How important is it for you to understand what your budget is spent on? (very important, important, not very important, almost unimportant, indifferent) 2.1 Where do you think you spend most of your money ?
  3. Do you have any difficulties with paying regular payments (rent, subscriptions, internet, mobile communications)? 3.1. How do you pay for it?
  4. Do you do impulsive purchases? 4.1 If yes, so how often? 4.2. What was the most expensive impulsive thing/service? 4.3. How would you dealt with the problem?
  5. Have you ever stop planning your budget? 5.1 If yes, Why ?
  6. Are you currently using any financial accounting and planning applications? 6.1. If yes, which? Why exactly these, what you had compared them with? 6.2.If yes, how much do you pay for them? 6.3. What is convenient/inconvenient in them?
  7. Do you use any banks apps? 7.1. If yes, which? 7.2. Do you often do you use expenses statistics? 7.3. Does it have any cashback or loyalty programs?
  8. Do you use any online payment apps? 8.1 If yes, which?

Financial goals, savings

  1. How important for you to save up for something by a certain time? (from 1 to 10) 2.1 How do you feel about saving money every week? Every month?